Mortgage Payment Assistance

If you are unable to afford the mortgage payments on your loan and want to avoid foreclosure, you may be able to:

  • Defer one or more payments
  • Modify the loan
  • Pre-Foreclosure Sale (also known as a short sale)

Please contact us at 707-443-8662 to review what options are available to you.

You can also request assistance in writing to:

Compass Community Credit Union
PO Box 1268
Eureka, CA 95502

In order to process your request, you will need to provide the following documents. Additional documents may be requested:

  • A hardship letter detailing your situation
  • Current proof of income
  • Most recent W2, 1099, and/or other yearly income statements

The Department of Housing and Urban Development (HUD) has certified housing counselors at 1-800-569-4287.