Important Information About the Personal Data Your Credit Union Collects, and How It Is Used
Compass Community Credit Union is committed to provide you with financial products and services to meet your financial goals. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. It describes our credit union’s policy and practices that protect your privacy and enable us to share information to make available competitive financial products and services. If you have any questions after reading it, please contact us at (707) 443-8662 or (800) 440-8662.
The Credit Union uses “cookies” as part of its website interface. A “cookie” is a small file that is placed on the user’s computer. While it contains no member information, it identifies the member’s computer and allows the Credit Union to measure usage of the website and customize the website experience.
FACTS |
WHAT DOES COMPASS COMMUNITY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do. |
What? |
The types of personal information We collect and share depend on the product or service You have with Us. This information can include: • Social Security number and income • account balances and payment history • credit history and credit scores |
How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers’ personal information; the reasons Compass Community Credit Union chooses to share; and whether You can limit this sharing. |
Reasons We can share Your personal information |
Does the Credit Union share? | Can You limit this sharing? |
| For Our everyday business purposes – such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | NO |
| For Our marketing purposes – to offer Our products and services to You | YES | NO |
| For joint marketing with other financial companies | NO | WE DON’T SHARE |
| For Our affiliates’ everyday business purposes – information about Your transactions and experiences | NO | WE DON’T SHARE |
| For Our affiliates’ everyday business purposes – information about Your creditworthiness | NO | WE DON’T SHARE |
Questions? |
Call toll free (707) 443-8662 or go to www.compassccu.org |
What We do |
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| How does Compass Community Credit Union protect my personal information? | To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Compass Community Credit Union collect my personal information? | We collect Your personal information, for example, when You • open an account or deposit money • pay Your bills or apply for a loan • use Your credit or debit Card We also collect Your personal information from others, such as credit bureaus, or other companies. |
| Why can’t I limit all sharing? | Federal law gives You the right to limit only • sharing for affiliates’ everyday business purposes – information about Your creditworthiness • affiliates from using Your information to market to You • sharing for non-affiliates to market to You State laws and individual companies may give You additional rights to limit sharing. |
Definitions |
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| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. • Compass Community Credit Union has no affiliates. |
| Non-Affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. • Compass Community Credit Union does not share with non-affiliates so they can market to You. |
| Joint Marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to You. • Compass Community Credit Union doesn’t jointly market. |
California Privacy Notice
Important Information
For California Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
Children’s Online Privacy Protection Act (COPPA) – click here for our policy.
