Home Loans
Your home is your most important, and usually largest, purchase. At Compass Community Credit Union, we’re here to guide you through the home loan process.
There are so many lending options these days, it can be difficult to know where to turn for a home loan. As a member of Compass Community Credit Union, we can assist you quickly, providing you with the best options that work for you. How is that for better banking?
Compass is excited to now offer more Mortgage Loan options for our members.
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Out of state Mortgage Loans
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Government Mortgage Loans including VA, FHA and USDA
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Mortgage insurance for loans with less than 20% down payment
Owner Occupied First Mortgage
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- Terms from 10 to 30 years
- $500 origination fee plus all third-party costs associated with this loan
- Competitive rates
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Email loans@compassccu.org or call 707-443-8662, extension 3 for more information.
We have a Home Loan Toolkit from the Consumer Financial Protection Bureau. Click the button below to download it.
Non-Owner Occupied First Mortgage
Interested in buying a vacation home or investing in a rental property? Other lenders may charge you higher mortgage rates and fees. At Compass CCU, we don’t!
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- Terms from 15, 20 or 30 years
- Loan-to-Value ratios up to 80%
- Pay only a $1000 origination fee plus all third-party costs associated with this loan
- Competitive rates
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Email loans@compassccu.org or call 707-443-8662, extension 3 for more information.
Home Equity Loans
Home equity lines of credit are great ways to use the equity you have in your home for larger purchases and expenses like home improvements. It can be a smart way to borrow at a low rate, and offers potential tax savings.*
Even though this type of equity loan or line of credit is secured by your home, that doesn’t mean you can only use it on your home. Since your home equity loan offers such a great rate, there are lots of other things you can use it for:
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- Debt consolidation
- A family wedding
- College tuition and expenses
- Any major purchase for which you’d enjoy having a great rate and possible tax deduction*
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*Check with your tax professional.
Have questions? Ready to apply? Email loans@compassccu.org.
