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FREE Checking

Free Directional Checking

Looking for a free checking account that’s truly free? Introducing Directional Checking. A checking account that pays up to 2.00% APY*.

With a new Directional Checking Account from Compass Community Credit Union, the higher your balance, the higher your interest rate. The only requirements are that you have Direct Deposit, free online banking with e-Statements, and make 10 Debit Card transactions a month.

Tier 1 All Balances (conditions not met) 0.01%

Tier 2 Balance $0 – $25,000 0.60%

Tier 3 Balance $25,000.01 – $75,000 1.00%

Tier 4 Balance $75,000.01 – $150,000 1.50%

Tier 5 Balance $150,000.01 + 2.00%

  • Free ATM/Visa® debit card with access to over 30,000 surcharge-free ATMS through the CO-OP Network
  • Free Mobile Banking that includes mobile check deposit
  • Free Online Banking & Bill Pay with e-Statements
  • Free in-branch notary service
  • Overdraft Protection from your Savings Account or Overdraft Line of Credit
  • Sign up for direct deposit and save yourself a trip to the branch (routing number is 321172219)

Free Student Checking

This checking account is for students 18 to 24 years old and offers the same features and benefits of Directional Checking.

Free Student Checking – Varsity Account

Perfect for students 13 to 17 when they start working part-time. Enrollment requires a parent/legal guardian co-signer and offers the same features and benefits of Directional Checking.

*APY – Annual Percentage Yield. Monthly direct deposit, enrollment in online banking with e-statements and 10 debit card transactions (ATM transactions not included) are required. If all requirements are met, you will earn the corresponding APY listed in the chart above based on your average daily checking account balance. There is a Grace Period for the month in which you open your account. The requirements will not be enforced until the following month. Dividends are compounded monthly based on your average daily balance and correspond to the entire average daily balance. After the first month, if you do not meet the requirements, you will earn the Tier 1 APY. Rates as of 9/1/2019 are subject to change at any time, without notice.

⇒ Ready to get started?

Current Members

You can apply online or simply print and complete the Account Agreement.  You can then stop by a branch or mail it

When mailing, include a $5 minimum deposit, along with a copy of a current government-issued picture ID for each signer. If you have any questions, one of our community credit union representatives will be happy to guide you.

Not a member yet?  

No problem, you can apply online or simply print and complete the Membership Application. You can then stop by a branch or mail it

When mailing, include a $10 minimum deposit – $5 for your FREE Checking account and $5 to open your Savings Account (required for membership). Be sure to include a copy of a current government-issued picture ID for each signer. If you have any questions, one of our community credit union representatives will be happy to guide you.

 

Visa Purchase Alerts for your Debit Card

Get text or email alerts for transactions so you can immediately identify potentially fraudulent activity. Just three easy steps to get started:

  1. Check to make sure your card is eligible.
  2. Register your mobile device and email to receive Visa Purchase Alerts.
  3. Choose the notification triggers that is best for you. You’ll get a text or email based on your selected criteria.

Enroll in Visa Purchase Alerts

FREE Checking

Free Directional Checking

Looking for a free checking account that’s truly free? Introducing Directional Checking. A checking account that pays up to 2.00% APY*.

With a new Directional Checking Account from Compass Community Credit Union, the higher your balance, the higher your interest rate. The only requirements are that you have Direct Deposit, free online banking with e-Statements, and make 10 Debit Card transactions a month.

Tier 1 All Balances (conditions not met) 0.01%

Tier 2 Balance $0 – $25,000 0.60%

Tier 3 Balance $25,000.01 – $75,000 1.00%

Tier 4 Balance $75,000.01 – $150,000 1.50%

Tier 5 Balance $150,000.01 + 2.00%

  • Free ATM/Visa® debit card with access to over 30,000 surcharge-free ATMS through the CO-OP Network
  • Free Mobile Banking that includes mobile check deposit
  • Free Online Banking & Bill Pay with e-Statements
  • Free in-branch notary service
  • Overdraft Protection from your Savings Account or Overdraft Line of Credit
  • Sign up for direct deposit and save yourself a trip to the branch (routing number is 321172219)

Free Student Checking

This checking account is for students 18 to 24 years old and offers the same features and benefits of Directional Checking.

Free Student Checking – Varsity Account

Perfect for students 13 to 17 when they start working part-time. Enrollment requires a parent/legal guardian co-signer and offers the same features and benefits of Directional Checking.

*APY – Annual Percentage Yield. Monthly direct deposit, enrollment in online banking with e-statements and 10 debit card transactions (ATM transactions not included) are required. If all requirements are met, you will earn the corresponding APY listed in the chart above based on your average daily checking account balance. There is a Grace Period for the month in which you open your account. The requirements will not be enforced until the following month. Dividends are compounded monthly based on your average daily balance and correspond to the entire average daily balance. After the first month, if you do not meet the requirements, you will earn the Tier 1 APY. Rates as of 9/1/2019 are subject to change at any time, without notice.

⇒ Ready to get started?

Current Members

You can apply online or simply print and complete the Account Agreement.  You can then stop by a branch or mail it

When mailing, include a $5 minimum deposit, along with a copy of a current government-issued picture ID for each signer. If you have any questions, one of our community credit union representatives will be happy to guide you.

Not a member yet?  

No problem, you can apply online or simply print and complete the Membership Application. You can then stop by a branch or mail it

When mailing, include a $10 minimum deposit – $5 for your FREE Checking account and $5 to open your Savings Account (required for membership). Be sure to include a copy of a current government-issued picture ID for each signer. If you have any questions, one of our community credit union representatives will be happy to guide you.

 

Visa Purchase Alerts for your Debit Card

Get text or email alerts for transactions so you can immediately identify potentially fraudulent activity. Just three easy steps to get started:

  1. Check to make sure your card is eligible.
  2. Register your mobile device and email to receive Visa Purchase Alerts.
  3. Choose the notification triggers that is best for you. You’ll get a text or email based on your selected criteria.

Enroll in Visa Purchase Alerts

Compass Community Credit Union

PO Box 1268
Eureka, CA 95502-1268

707-443-8662
800-440-8662

NMLS #423538

Federally Insured by NCUA

Compass CCU utilizes AudioEye to ensure that our site is fully accessible to all users. Click here to learn more.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-800-440-8662 for assistance.

Compass Community Credit Union

PO Box 1268
Eureka, CA 95502-1268

707-443-8662
800-440-8662

NMLS #423538

Federally Insured by NCUA

Compass CCU utilizes AudioEye to ensure that our site is fully accessible to all users. Click here to learn more.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-800-440-8662 for assistance.