Deposit Rates

Compass Community Credit Union offers a number of deposit products with competitive rates. Note that, generally speaking, the longer you can afford to keep the money untouched, the better your interest rate will be.

Savings (Share) Account

RATE APY*

Effective date 07/01/2020

Savings (Share) Account 0.10% 0.10%

Directional Checking**

RATE APY*

Effective date 10/01/2020

Tier 1 All balances, no conditions met 0.01% 0.01%
Tier 2 Balances $0 – $25,000 0.35% 0.35%
Tier 3 Balances $25,000.01 – $75,000 0.75% 0.75%
Tier 4 Balances $75,000.01 – $150,000 0.99% 1.00%
Tier 5 Balances $150,000.01 + 1.49% 1.50%

Term Share Certificates^

RATE APY*

Effective date 09/23/2020

6 Month Term Share Certificate 0.25% 0.25%
12 Month Term Share Certificate 0.50% 0.50%
24 Month Term Share Certificate 0.65% 0.65%
36 Month Term Share Certificate 0.75% 0.75%
48 Month Term Share Certificate 0.85% 0.85%
60 Month Term Share Certificate 0.95% 0.95%

Rates are the same for IRA Term Share Certificates.

* APY – Annual Percentage Yield.

**Monthly direct deposit, enrollment in online banking with e-statements and 10 debit card transactions (ATM transactions not included) are required. If all requirements are met, you will earn the corresponding APY listed in the chart above based on your average daily checking account balance. There is a Grace Period for the month in which you open your account. The requirements will not be enforced until the following month. Dividends are compounded monthly based on your average daily balance and correspond to the entire average daily balance. After the first month, if you do not meet the requirements, you will earn the Tier 1 APY.

^Interest penalty for early withdrawals. 12 months or less have a penalty of 90 days. Greater than 12 months have a penalty of 180 days. $500 minimum deposit to open.

Rates subject to change at any time without notice.