Auto Loan Rates

Compass Community Credit Union offers our members some of the best auto loan rates around — for loans on new and used vehicles.

Rates as of 04/22/2022

Auto Loans (2021 or newer)

Max Term APR* as low as
36 Months 1.74%
48 Months 2.24%
60 Months 2.74%
72 Months 3.24%
84 Months – Minimum $20,000 3.74%

120% maximum loan-to-value (LTV) which is MSRP/Retail Kelley Blue Book/NADA Value. The maximum LTV includes tax, title, and license.

Auto Loans (2016-2020)

Max Term APR* as low as
36  Months 2.49%
48 Months 2.99%
60 Months 3.24%
72 Months 3.74%
84 Months – Minimum $20,000 4.24%

115% maximum loan-to-value (LTV) which is MSRP/Retail Kelley Blue Book/NADA Value. The maximum LTV includes tax, title, and license.

Auto Loans (2012-2015)

Max Term APR* as low as
36  Months 3.49%
48 Months 3.74%
60 Months 3.99%
72 Months 4.49%
84 Months – Minimum $20,000 4.99%

115% maximum loan-to-value (LTV) which is MSRP/Retail Kelley Blue Book/NADA Value. The maximum LTV includes tax, title, and license.

* APR – Annual Percentage Rate. For a $15,000 car loan with a 60-month term at 2.74% APR, the monthly payment will be $267.54. All extensions of credit are subject to credit approval. All terms and conditions are subject to change without notice. Offers may be withdrawn at any time. Autos older than 2012 will be considered on a case-by-case basis.

Published rates are updated regularly so be sure to bookmark this page.