Auto Loan Rates

Compass Community Credit Union offers our members some of the best auto loan rates around — for loans on new and used vehicles.

Rates as of 01/03/2020

Auto Loans (2019 or newer)

Max Term APR* as low as
36 – 60 Months 1.99%
72 Months 2.99%
84 Months (Minimum $20,000) 3.99%

120% maximum loan-to-value (LTV) which is MSRP/Retail Kelley Blue Book Value. Tax, license & warranties can be added in addition to the 120% LTV.

Auto Loans (2014-2018)

Max Term APR* as low as
36 Months 3.24%
48 Months 3.49%
60 Months 3.74%
72 Months 4.49%
84 Months (Minimum $20,000) 5.24%

115% maximum loan-to-value (LTV) which is MSRP/Retail Kelley Blue Book Value. Tax, license & warranties can be added in addition to the 115% LTV.

Auto Loans (2010-2013)

Max Term APR* as low as
36 Months 3.99%
48 Months 4.24%
60 Months 4.49%
72 Months 5.24%
84 Months (Minimum $20,000) 6.24%

115% maximum loan-to-value (LTV) which is MSRP/Retail Kelley Blue Book Value. Tax, license & warranties can be added in addition to the 115% LTV.

* APR – Annual Percentage Rate. For a $15,000 car loan with a 60-month term at 1.99% APR, the monthly payment will be $262.86. All extensions of credit are subject to credit approval. All terms and conditions are subject to change without notice. Offers may be withdrawn at any time. Autos older than 2010 will be considered on a case by case basis.

Published rates are updated regularly so be sure to bookmark this page.