*New members need to qualify for membership. A savings account with a $5 minimum deposit is required for membership. Checking accounts are subject to credit approval. In order to qualify, the new member must open a Primary Savings account, a Directional Checking account with online banking and e-Statements, and activate a debit card. New members must supply the full, legal name of the referring person who is a current Compass member. 46 days after account opening, $75 will be deposited automatically to the referring member’s savings account, and $75 will be deposited automatically to the new member’s checking account. Promotional funds may be subject to 1099 reporting, and any applicable taxes are the responsibility of the member. Offer, terms, and conditions are subject to change or discontinuation at any time without notice.